<fmtDef id="accountFormat"> <fString dataName="accountNumber"/> <delim delimChar="/"/> </fmtDef> <fmtDef id="userIdFormat"> <record dataName="userIdKcoll"> <fString dataName="userId"/> <codeSetTrans to="Cp037"/> <fString dataName="password"/> <nullCheck/> </record> <fixedLength length="16" justify="left" padChar="#"/> </fmtDef>