Extendable and adaptable applications

Information technology is fast changing and so is the financial services market. An application developed for the needs of today can rapidly become obsolete. To protect you from this, every IBM® WebSphere® Multichannel Bank Transformation Toolkit solution has features that allow it to be easily extended and adapted. Changes can be made to match the evolution of IT systems, business expansion, business diversification, and other predictable or unforeseen shifts. Following are some of the ways that the toolkit allows you to compete instead of becoming obsolete:

Multichannel enabled
The multi-tier architecture enables component reuse among delivery channels. Transaction requests from every channel are handled by the enterprise systems in the same way as any other channel. This promotes uniform, consistent, and rapid deployment of financial services through all your delivery channels. New channels may be added as needed or as they become available.
Easy integration with existing (and upcoming) systems
WebSphere Multichannel Bank Transformation Toolkit integrates easily with present and future systems because it is based on open Internet standards such as HTML, SSL, HTTP, XML, TCP/IP, JavaBeans, Enterprise JavaBeans, JPA, WebServices, and JDBC. It includes JCA compliant SNA LU0 and LU62 resource adapters to facilitate its ability to develop applications that interact with other systems.
Platform portability and system scalability
Thanks to the portability of Java between operating systems and hardware platforms, toolkit applications can be ported from one operating system to another with minimal impact. You can easily change your branch platform (for example, from Windows to Linux), and you can also change the role played by your IT system components. For example, you may want to move part of the business logic from a branch system running on one operating system to a regional or centralized system based on a different operating system; moving the logic between server levels and operating systems is a simple procedure.