IBM® WebSphere® Multichannel Bank Transformation Toolkit is a component-based toolkit for developing enterprise e-business applications. WebSphere Multichannel Bank Transformation Toolkit enables the development of interfaces to the services of a financial institution's information system so that they become ubiquitous through all delivery channels (such as the traditional branch, call center, banking kiosk, Internet banking, and mobile access). This minimizes the need for developing new code and reduces the time required to make new financial services available to all delivery channels.
The architecture and technological approach of WebSphere Multichannel Bank Transformation Toolkit creates retail delivery solutions that preserve investment in existing enterprise systems while accounting for the inherent instability of any infrastructure due to innovations that appear frequently in the high-tech industry. While providing a way to preserve existing systems, WebSphere Multichannel Bank Transformation Toolkit is not tied to one particular platform because it is built on Java, the programming language of choice for handling platform change. The toolkit also takes advantage of existing platforms and technologies such as Eclipse, Web Services, J2EE, and so on. The WebSphere Multichannel Bank Transformation Toolkit runtime architecture is based on the J2EE architecture with extensions, and many development tools the toolkit provides are Eclipse plug-ins.
The typical BTT based solution architecture shows in figure 1: