The Adjustment Required setting indicates whether adjustments are required for a product. If this setting is turned on for a benefit product, taxes will be applied to all payments issued in respect of the product. The adjustment rate for taxes can be maintained as part of rate table administration. The same rate will be applied to all payments. For example, a tax of 5 percent may be applied to all payments for a benefit product. If the Adjustment Required setting is turned on for a liability product, surcharges will be automatically applied to bills if they remain outstanding for one month. If a bill is not cleared within one month, it is surcharged at the adjustment frequency configured for the product. The adjustment rate for surcharges is set at a fixed rate. For example, the agency may specify that liabilities left unpaid for one month will be surcharged at five percent.