Good Cause for Loss of Health Insurance reasons

No waiting period will be imposed if health insurance was discontinued for any of the following reasons:

• Insurance was lost because the individual providing coverage died
• Insurance was lost because the family member who carried insurance changed jobs or stopped employment due to a layoff, reduction-in-force, or the closure of a business
• The employer stopped contributing to the cost of family coverage
• The child's coverage was discontinued by an insurance company for reasons of uninsurability
• Insurance was discontinued by a family member who was paying the full cost of the insurance premium under a Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) policy
• Voluntary termination of coverage by a non custodial parent.
• The previous health insurance coverage exceeds 10% of the family's gross monthly income, or exceeds 10% of the family's gross monthly income at the time the insurance was dropped