Undue Hardship
- The client has exhausted all reasonable legal means to regain possession of the transferred asset AND
- Without Medicaid coverage for institutional or Home and Community-Based care, the client will not be able to get the medical care needed AND
- The client is at risk of death or permanent disability without that care
Transfer of any asset on or after February 8 2006
The look-back date for transfers made on or after February 8, 2006 is 60 months before the later of the date the individual is institutionalized and applies for Medicaid.