The purpose of this guide is to provide an overview of the IBM Cúram for Health Care Reform (HCR) solution which is available as part of Cúram Income Support, and also as part of Cúram Income Support for Medical Assistance. After reading this guide, the reader should have a clear understanding of the IBM Cúram Health Care Reform solution, the ways in which it allows citizens to access health care options and helps agencies to manage health care applications for their clients.