Creating a Solution Scenario involves
the use of different assets. The detailed listing of the WebSphere® Banking Content Pack assets
that are used by the Mortgage Refinancing Solution Scenario is
provided here.
Process Models
This asset contains the process models required for implementation
of the Mortgage Refinancing process. This process also contains the
business metrics required for monitoring the key performance indicators
(KPI) for the Solution Scenario.
The Process Model associated with the Mortgage Refinancing Solution Scenario is
listed here.
Process Flows
The Process Flows associated
with the Mortgage Refinancing Solution Scenario are
listed here.
- Mortgage Refinance
- Initiate Mortgage Refinancing
- Collate Mortgage Details
- Underwrite Mortgage
Vocabulary concepts
Business
concepts
The business concepts associated with the Solution Scenario are
listed here.
Roles
The roles associated with the Solution Scenario are
listed here.
- Customer: The customer applies for loan refinancing and
provides personal details, property details, mortgage details, documents,
and so on.
- Customer Service Representative (CSR) or Agent: The CSR
or an agent accepts data from the customer and feeds it in the system.
- Loans Officer: The loan officer verifies the customer information
and documents, determines loan eligibility for the customer, and provides
a mortgage refinancing plan to the customer.
- Underwriter: The underwriter evaluates mortgage risk and
approves or rejects the mortgage.
Channels
The channels associated with the Solution Scenario are
listed here.
Service Models
Service
Interfaces
The Service Interfaces associated with the Solution Scenario are
listed here.
- Retrieve Customer Details
- Retrieve Account Details
- IArrangement >> attachDocument
- Verify Documentation Requirement
- Retrieve Real Property Details
- Retrieve Employee Risk Report
- getTaxDetails
- Identify Qualified Arrangement
- getRestructureDetails
- Evaluate Risk
- Record mortgage Arrangement Details
- Review Arrangement History
- Calculate Collateral Present Value
- Evaluate Collateral
- Forecast Arrangement Risk
- Apply Risk Rating Scale
- Prepare Arrangement Review Document
- Check Credit Score
- Address Verification