WebSphere Commerce Payments

WebSphere Commerce Payments is a protocol-independent payment transaction server for online merchants. It provides cash register-like functionality to a site, supporting multiple payment methods using protocol-specific cassettes. These cassettes are software components that can be attached to the WebSphere Commerce Payments framework to interpret generic payment and administrative commands into payment protocol-specific requests, which are then forwarded to the appropriate recipient, such as the payment gateway of an Acquirer institution. The end result is similar to when a cashier swipes a payment card at the checkout counter in a traditional store.

WebSphere Commerce Payments handles all the background details of Internet payments for the merchant (or a group of merchants, such as a store group), and provides a graphical interface to simplify transaction management. WebSphere Commerce Payments performs the following functions:

The merchant server interacts with WebSphere Commerce Payments by using APIs. Payments APIs are general enough to support other payment technologies.

To use WebSphere Commerce Payments with your store, you must include a payment asset file in your store archive. For more information about payment asset files, refer to the topic Payments instruments.

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